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Deposit fees, processing times & policies

Last Updated: Mar 27, 2017 07:50AM EDT
You can deposit gold to your Goldmoney Personal & Business account using any of the below deposit methods. Transaction fees on deposits are as low as 0.5%. Your price per gram is locked in during the deposit process for all deposit methods, with the exception of bank wire transfers. You will also be given the exact gram amount your deposit will purchase. 

NOTE:  Goldmoney Personal & Business CANNOT accept funds from third parties. Please ensure the name on the originating account matches the name on your Goldmoney account.

Method Supported Currencies Processing Times Additional Fees Notes More Information
Bank Wire Transfer CAD, USD, GBP, EUR, AUD, CHF 1-3 business days for domestic wire transfers. Up to 5 business days for international wire transfers. Your bank may charge a service fee. Intermediary banks may also deduct fees from the amount, resulting in a smaller incoming amount than you sent. Intermediary banks may convert currencies unless instructed otherwise, in the additional details field please consider specifying "do not convert.” Price per gram is locked in at the time we receive the wire transfer, not at the time it is sent. Learn More
Canadian EFT Transfers CAD, USD 1-3 business days EFT transfers are usually free, but please check with your bank for more details. Bank accounts must be personal Canadian bank accounts under the same name as the Goldmoney account holder. Learn More
US ACH Transfers USD 1-3 business days ACH transfers are usually free, but please check with your bank for more details. Bank accounts must be personal, depository checking/savings accounts under the same name as the Goldmoney Personal & Business account holder. Users must be US residents to use ACH transfers. Learn More
Credit Card/Visa Debit CAD, USD, EUR, GBP, JPY, AUD, CHF, CZK, ZAR, HKD, SGD, INR Immediately If using a card denominated in a currency other than those listed, your debit card issuer may apply charges of up to 3% on debit card withdrawals including international processing fees. Please check with your card issuer to determine if charges apply. Check with your card provider to determine if any additional fees may apply for card purchases, particularly whether fees may apply when purchasing from a company that is not located within your home country. Learn More
China UnionPay CNY Immediately Charges may apply, please check with your bank for more details. If your Chinese debit card has the CUP logo, you may use the CUP network to process your transaction. Learn More
Bitcoin BTC Immediately None Transactions will expire after 15 minutes if not confirmed in btc wallet. Learn More
Interac CAD Immediately None Daily deposit maximum of $1000 CAD. Please note that TD debit cards with 16 digits are not accepted by Interac at this time. Learn More
PayPal EUR, GBP, CAD, USD Immediately Deposits made in a currency other than EUR, GBP, CAD, USD will be subject to standard PayPal FX fees Deposits and redemptions using PayPal are restricted to the PayPal Vault. PayPal is currently available as a payment method to European users only. Funds may not be transferred to other vaults or loaded to your Goldmoney Mastercard. Learn More

Please contact our Support Team if you have additional questions about deposit fees and processing times.

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